Independent mortgage advisor Brighton
You don't need to climb mountains to get the best mortgage for your needs.
- Whole of market. More lenders. More choice.
- Simple, straightforward mortgage advice
- Brokers based in Brighton. Covering all areas of the UK
We search 1000's of mortgage deals across a large number of lenders, including...
How much can you borrow?
Whether you’re employed, self-employed, or a limited company director, our specialist calculators give you a realistic range of your borrowing power in seconds.
Our experts will secure your next mortgage
At Everest, we understand all there is to know about mortgage deals. Our experience enables us to explore all lenders, helping you to discover the very best mortgage deal for you. We’ll guide you through the process, handle the stress and make the process as straightforward as possible. That dream home is closer than you might think.
Years experience
Mortgages arranged
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Mortgage brokers in Brighton
There’s something hugely appealing about buying or remortgaging in Brighton. With its vibrant seaside city life, excellent commuter links, strong buy-to-let market and impressive range of properties, it’s easy to see why Brighton has become a popular place to buy. But, there’s also a handful of challenges to be aware of before you dive in.
Overcoming elevated prices and competition from other buyers isn’t easy, but we’re here to help. As a mortgage broker in Brighton, Everest Mortgages supports homeowners, first time buyers, landlords and investors with everything from self-employed mortgages and remortgages, to buy-to-let investments and getting on the property ladder with bad credit.
Why choose Everest Mortgages in Brighton
Our mortgage brokers provide professional, friendly advice tailored to your property goals and personal financial situation. We work with a wide range of lenders across the UK to help you find the right mortgage and secure a mortgage deal that suits your needs. Our mortgage advisers handle the mortgage application and paperwork, saving you money and reducing stress.
We search 1000's of mortgage deals across a large number of lenders, including...
What does Brighton have to offer?
Brighton & Hove is an exciting coastal city of around 280,000 residents, and it perfectly blends seaside lifestyle, culture, excellent transport links – trains to London Victoria and London Bridge depart regularly throughout the day, making it a popular spot for commuters – shopping and entertainment. This has led to a strong property market, with prices rising above many other parts of the UK.
Brighton’s booming property market
The average house price in Brighton & Hove was approximately £428,000 in September 2025, up 4.2% on the previous year, and first time buyers are spending an average of £362,000 to secure their first homes. This shows just how strong the demand is for properties in Brighton, not just for homes to live in, but for investment properties too. With limited supply, high demand and undeniable lifestyle appeal, Brighton & Hove remains a lively market. This means expert mortgage advice is vital.
Benefits of using a mortgage broker in Brighton
Choosing a mortgage broker means accessing the best deals on the market, leveraging our relationships with lenders, and receiving clear expert advice. Our brokers help you secure competitive rates while ensuring your mortgage aligns with your life plans, whether you are buying your new home or managing existing property wealth.
Speak to a mortgage advisor
Mortgage advice for Brighton buyers
It doesn’t matter whether you’re stepping onto the property ladder for the very first time in North Laine, remortgaging a family home in Hanover or buying a small flat with beautiful sea views in Kemptown, our mortgage brokers understand the ins and outs of the area.
We’ve navigated everything from seaside rentals and contractor incomes, to mortgages for large family homes and buy-to-let investments. Trust us, we’ve seen it all. We take the time to understand your employment status, income type, deposit size and credit history, and then we search the market to find the right mortgage for you.
Tips for your Brighton mortgage journey
Discuss your financial goals and options with your adviser.
Consider refinance opportunities to save money.
Review later life and equity release options for your needs.
Seek professional advice to understand the mortgage market.
Always check the typical fee structure and understand the process before committing.
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Expert mortgage broker services in Brighton
At Everest Mortgages, we know how daunting it can be to buy a property in Brighton, which is why we offer a wide range of expert services. Whether you’re buying or investing, our expert mortgage brokers streamline the financial side of things.
- We help you to remortgage to a better rate, raise equity for home improvements or consolidate debt.
- We help first time buyers secure their first home with smaller deposits.
- We’ll simplify buy-to-let mortgages for residential lets, HMOs and holiday homes.
- We understand self-employed mortgages, tailored for sole traders and freelancers.
- We support buyers whose income comes via contracts, limited companies or dividends.
- We’ll help you to access specialist lending if you have bad credit.
We work across Brighton & Hove – including Hove, Kemptown, Hanover, Seven Dials, Preston Park, London Road, Portslade and Saltdean – to help you find the perfect mortgage, whether you’re buying, investing or remortgaging. Let us guide you through your options today.
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Testimonials
Friendly and excellent service. There best interest is in their client. Highly recommend, made our first time buying really smooth, clear, helped us understand every step of the process and overall fantastic. As well as competitive rate! Thank you John!
I had been thinking of getting Life cover for some time but didn’t really know where to start. It wasn’t until I mentioned it to John that he said he could provide me with the cover I was looking for that protects not only myself but also my family. The whole process was so easy, pain free and would recommend it to anyone.
John has been arranging my mortgages for the past 4 years, I would (& do) thoroughly recommend him to anyone!
A range of services that put you first
At Everest Mortgages, we have helped many clients across Brighton and Hove secure the right mortgage for their unique situations. From first time buyers stepping onto the property ladder to families upgrading their homes, and later life clients exploring equity release, our expert mortgage advisers provide clear, practical advice every step of the way.
We have assisted professionals and business owners looking to refinance, as well as individuals seeking specialist mortgage options for complex circumstances. Our clients appreciate our transparent communication, the time we take to explain each stage of the process, and the dedication we show to securing the best mortgage deal. If you want to experience a smooth, confident mortgage journey in Brighton, Everest Mortgages is ready to support your next move.
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Frequently asked questions
What is a mortgage?
Essentially, a mortgage is a loan that is offered by a lender and is used to help you purchase a home. There are different types of mortgages available but interest will be paid on loan while the loan will be taken out over an agreed period of time.
What types of mortgages are available?
There are two types of mortgages available and these are known as repayment and interest-only mortgages. The product that is right for you will be determined by your needs and your circumstances.
How much can you borrow?
Once we have gone through your finances, we will then be able to provide you with an amount that you are likely to be able to borrow. Lenders will then carry out an affordability calculation that will consider what you can afford and what your expenditures are.
Are there any fees involved?
Yes. The biggest fee is likely to be the arrangement fee and this might also be known as the product fee. However, depending on the product you choose, there might not be any fee. Some lenders might also charge a booking fee while there might be a valuation fee too. However, we will discuss all fees with you when we go through your options because we believe in transparency.
How do I find the right mortgage deal?
There are many different mortgage deals out there as it is not just high street banks that offer them. Therefore, our team will go through the whole market to find the right deal.
Do you offer independent mortgage advice?
Yes, all of our advisors are qualified and trained to offer 100% independent advice. We only work to your circumstances which means you’ll only receive advice that fits your needs.
Are your mortgage advisers qualified?
Absolutely. All of our advisers are CeMAP qualified and FCA regulated which means that you can put your trust in us.
Will you find me the right mortgage deal?
We always work to your circumstances which means we only ever offer you the right product. As we have access to the whole mortgage market, we always consider the wide range of options that are available to you.
Is it possible to get a mortgage if I have bad credit?
While bad credit can make it more challenging to get a mortgage, our team will do everything possible to find the right lenders who are more likely to offer you a mortgage based on your circumstances.
Who are Everest Mortgages and how can they help me?
Looking for a reliable mortgage broker in Brighton? At Everest Mortgages, we provide expert advice and clear support to help you secure the right mortgage for your individual needs. Whether you are buying your first home, remortgaging, moving house, or planning for later life, our friendly team of independent mortgage advisers in Brighton is here to help.
What makes the mortgage process easier with Everest Mortgages?
We know the mortgage process can feel confusing or time-consuming. That is why we take the pressure off by handling everything from initial assessment through to lender approval and completion. With access to the whole of the UK mortgage market, we help Brighton residents secure competitive deals that align with their goals.
What is whole of market mortgage advice?
We are not tied to any specific lender, which means we can search the whole mortgage market to find the best product for your situation. Whether you are employed, self-employed, or have complex financial circumstances, we will take the time to understand your needs and provide a mortgage solution that works.
How does Everest Mortgages support clients throughout the process?
Our mortgage advisers offer clear guidance throughout, with no jargon or pressure. We explain every option, check your affordability, and handle the paperwork on your behalf. From first-time buyers to seasoned homeowners, we provide a fully managed, stress-free experience from start to finish.
Why do Brighton clients choose Everest Mortgages?
Clients across Brighton and Hove choose Everest Mortgages for our personal service, transparent communication, and expert knowledge. Every adviser on our team is qualified, experienced, and committed to helping you make confident decisions.
How do you help first-time buyers and remortgaging clients?
If you are stepping onto the property ladder, we will guide you through your first mortgage from start to finish. We will check your eligibility, explain deposit requirements, and help you understand the full cost of homeownership.
Looking to remortgage your existing property? We can help you switch to a better rate, release equity, or consolidate your finances. Our advisers will review your current deal and recommend suitable options that match your future plans.
What support is available for equity release and later Life lending?
We also support clients exploring later life options such as equity release or lifetime mortgages. These products can offer a flexible way to access funds in retirement without having to sell your home. We will walk you through the pros, cons, and long-term impact so you can make an informed choice with peace of mind.
Why clients across Brighton choose us?
Clients value our commitment to expert mortgage advice, transparent communication, and our dedication to finding the best mortgage solutions. We aim to reduce stress while ensuring a seamless process, keeping your goals at the centre of everything we do.