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Should You Remortgage Now? What Rising Mortgage Rates Could Mean

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Facts at a Glance UK Mortgage Rates: Where Things Stand Bank Rate: 3.75%, held on 17 September 2026 MPC vote: 6–3 to hold Bank Rate at 3.75% Average UK 2-year fixed mortgage rate: 5.92% Average UK 5-year fixed mortgage rate: 5.94% Fixed-rate mortgages due to expire in 2026: around 1.8 million Next Bank of England…

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