High income multiple mortgages

If you’re a high earner, finding a mortgage reflective of your full financial potential can be hard. The standard income multiples just don’t consider your particular circumstances, which is why high income multiple mortgages are designed to help professionals like you borrow more responsibly and confidently.

At Everest Mortgages, we specialise in arranging tailored solutions for clients with higher-than-average earnings to ensure that you access lenders that truly understand your financial profile.

We search 1000's of mortgage deals across a large number of lenders, including...

What are high income multiple mortgages?

Most lenders grant loans based on 4 to 4.5 times your annual income. However, for those with strong financial profiles, some specialist lenders can extend this to 5.5 or even 6 times your income, depending on factors such as your job stability, existing debt, and credit history.

Our team works closely with these lenders to help you get a mortgage that suits your income and future plans.

Who can take advantage of these mortgages?

High-income multiple mortgages are ideal for professionals like doctors, solicitors, accountants, IT professionals, and senior executives. Lenders recognize the stability of your career and possible future income growth, which may qualify you for enhanced borrowing terms.

Even if your income is commission or bonus-based, we can help you present your case effectively to maximise affordability.

Speak to a mortgage advisor

How Everest Mortgages can help

We compare a wide range of lenders, both mainstream and specialist, to find one that matches your income structure and long-term financial goals. Our brokers manage the whole process, from an affordability check to paperwork, keeping everything simple and transparent for you.