Independent mortgage broker Hove

Find your perfect mortgage

Whole-of-market advice from a qualified broker — we search every lender to find your best deal.

John Everest

Qualified Mortgage Adviser & Founder

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FCA
regulated

Fully authorised & regulated
by the FCA

100%
independent

Whole-of-market access.
No lender ties

1000+
mortgages arranged

for happy clients

Mortgage broker Hove

With its seafront access, handy commuter links, charming architecture and close proximity to the shops and restaurants of Brighton, it’s easy to see why a growing number of people are looking to buy, invest or remortgage in Hove. As one of the two main parts that make up the city of Brighton & Hove, there’s no shortage of things to love about the area. But, if you want to be part of the Hove community, you need to secure the right mortgage for your property purchase.

At Everest Mortgages, we’re an independent mortgage broker that’s dedicated to helping homeowners, first time buyers and landlords in Hove. We cover everything from self-employed mortgages and buy-to-let financing, to remortgages and helping wannabe homeowners get on the property ladder for the very first time.

Why choose our independent mortgage brokers in Hove?

Expert mortgage advice and trusted advice from an independent mortgage adviser.
Access to specialist mortgage deals and buy to let mortgages.
Guidance on interest rates, lenders, and the mortgage market to find the best mortgage.
Regulated by the Financial Conduct Authority, ensuring professional advice and peace of mind.

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Our mortgage services in Hove

We offer a range of mortgage services to help clients at every stage, from first time buyers purchasing a new property to those looking to expand their property portfolio or secure mortgage protection and protection advice for their family and assets.

Our Hove mortgage brokers will:

Review your personal circumstances and goals to identify the right mortgage.
Manage the mortgage application process with specific lenders to secure the best mortgage deal.
Advise on interest rates, repayment options, and guide you through each step of the way.
Provide clear, expert mortgage advice while handling your application efficiently.

Navigate the Hove mortgage market with ease

Whether you’ve got your eye on a stylish flat in Brunswick, you’re planning on remortgaging a family home near the seafront in Hove Park, or you’re keen to arrange a buy-to-let investment in one of the town’s classic terraced houses, we understand the nuances of the Hove housing market. We’ll start by understanding what you’re looking for and what you have to offer – including employed or self-employed income, deposit size, credit history and property goals – and then we’ll connect you with our impressive network of lenders, helping you to find a mortgage that ticks every box.

Why Hove continues to attract homeowners and investors

Though close to Brighton, Hove offers something slightly different. With its quieter residential streets, strong transport links – including easy access to Brighton and onward to London – and an appealing mix of traditional homes and modern apartments, there’s something for everyone.

As of November 2025, the average asking price for a house in Hove was around £580,000 and the majority of properties sold in the last year were flats. This makes Hove a premium housing market, but one that still offers value compared to many areas, such as those closer to London.

We search 1000's of mortgage deals across a large number of lenders, including...

Is it worth paying for a mortgage broker?

Many wonder whether it is worth using a mortgage broker. The value often exceeds the typical fee as you gain access to exclusive deals, market insights, and expert guidance that can save you money over the long term. At Everest Mortgages, we offer trusted advice with no-obligation consultations, allowing you to understand your options before proceeding with your mortgage application.

Mortgage services designed with Hove in mind

When it comes to getting a mortgage in Hove, there’s a lot to get your head around, which is why it’s beneficial to work with a professional mortgage broker. At Everest Mortgages, we’re on hand to help with:

First-time buyer mortgages, enabling buyers with smaller deposits to buy a home.
Homeowners who want to remortgage for better rates or to raise funds.
Buy-to-let mortgages for residential rentals, HMOs and holiday lets.
Self-employed mortgages for freelancers, business owners, sole traders and contractors.
Bad credit mortgages, designed to help buyers whose credit has room for improvement.
No deposit mortgages and 95% mortgages, for buyers without a deposit.

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Your trusted Hove mortgage broker

At Everest Mortgages, we work with buyers and investors across Hove and the surrounding areas, including Brunswick, Hove Park, Aldrington, Poets Corner, Portslade and Mile Oak. With expert guidance tailored to you, we’ll assess your position and guide you through your mortgage options, ensuring you can move through the buying process with confidence.

Contact us

If you are looking to secure the best mortgage deal for your situation, Everest Mortgages is here to support you. Whether you need buy to let mortgages, specialist mortgage guidance, or are a first time buyer looking to move forward confidently, our mortgage advisers in Hove will guide you every step of the way.

Contact our team today by phone or email to book your consultation and take the next step towards your property goals in Hove with expert, independent advice you can trust.

Common Questions About Mortgage Brokers in Hove

Is it cheaper to use a mortgage broker?

It can be, yes. A broker searches thousands of deals across the whole market, including rates not available directly to the public. Even after any broker fee, clients typically save more over the mortgage term than they would have found going direct. At Everest Mortgages, we’re transparent about our fees upfront, so you always know exactly what you’re paying for.

Is it best to go with a mortgage broker?

For most people, yes — particularly if your situation isn’t straightforward. If you’re self-employed, have a complex income, a less-than-perfect credit history, or you’re simply short on time, a broker can navigate the market far more efficiently than going lender by lender yourself. As a whole-of-market broker, we’re not tied to any single lender, so our advice is always in your best interest.

What is the average fee for a mortgage advisor?

Broker fees in the UK typically range from £300 to £600, though some charge a percentage of the loan value. At Everest Mortgages, we’re upfront about our fees from the first conversation — there are no hidden charges, and your initial consultation is completely free.

Is it worth paying for a mortgage advisor?

In most cases, yes. Beyond finding a better rate, a good advisor saves you hours of research, handles the paperwork, liaises with lenders on your behalf, and helps avoid costly mistakes. On a mortgage of £300,000, even a 0.1% better rate saves you thousands over a five-year fix.

How much is a meeting with a mortgage advisor?

Your initial consultation with Everest Mortgages is free and comes with no obligation. We’ll review your situation, answer your questions, and give you a clear picture of your options before you commit to anything.

Trusted mortgage advice

Why choose Everest Mortgages?

Independent, whole-of-market advice from advisers who put you first — every time.

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Advisers you can trust

We're totally impartial and focused on finding the perfect mortgage to suit you — not the lender.

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We search the market for the best deals

We work with all lenders, big and small, to give you exclusive access to a comprehensive range of mortgage rates.

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We work to your schedule

We're flexible to fit around you — evenings, weekends, whatever works best for your life.

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We take away the hassle

We deal with lenders on your behalf, so everything from paperwork to negotiation is completely stress-free.

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We're supportive and friendly

Our highly experienced advisers make the entire buying process painless by taking all the work off your hands.

John Everest

Qualified Mortgage Adviser & Founder

Book a free consultation with a mortgage expert

John is a CeMAP-qualified, whole-of-market mortgage adviser and Director of Everest Mortgage Services. With over 21 years in financial services, and a track record of 1,000+ mortgages arranged.