High income multiple mortgages
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High income multiple mortgages
If you’re a high earner, finding a mortgage reflective of your full financial potential can be hard. The standard income multiples just don’t consider your particular circumstances, which is why high income multiple mortgages are designed to help professionals like you borrow more responsibly and confidently.
At Everest Mortgages, we specialise in arranging tailored solutions for clients with higher-than-average earnings to ensure that you access lenders that truly understand your financial profile.
We search 1000's of mortgage deals across a large number of lenders, including...
What are high income multiple mortgages?
Most lenders grant loans based on 4 to 4.5 times your annual income. However, for those with strong financial profiles, some specialist lenders can extend this to 5.5 or even 6 times your income, depending on factors such as your job stability, existing debt, and credit history.
Our team works closely with these lenders to help you get a mortgage that suits your income and future plans.
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Who can take advantage of these mortgages?
High-income multiple mortgages are ideal for professionals like doctors, solicitors, accountants, IT professionals, and senior executives. Lenders recognize the stability of your career and possible future income growth, which may qualify you for enhanced borrowing terms.
Even if your income is commission or bonus-based, we can help you present your case effectively to maximise affordability.
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How Everest Mortgages can help
We compare a wide range of lenders, both mainstream and specialist, to find one that matches your income structure and long-term financial goals. Our brokers manage the whole process, from an affordability check to paperwork, keeping everything simple and transparent for you.
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Why Choose Everest mortgages?
- Access to specialist lenders, including those offering 5.5–6x income multiples
- Customized guidance: Tailored for professionals with intricate compensation.
- Whole-of-market access: More choice, better deals, and flexible criteria.
- Experienced brokers: Expert guidance from start to finish.
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Speak to a specialist broker today
At Everest Mortgages, we help high earners achieve more with their income.
Get in touch with our team today to discuss high income multiple mortgages and to determine how much you could borrow with expert, tailored advice.
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- Save time and money
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