Professional mortgages

    
   90 reviews  
 
  
         
   Everest Mortgage Services
   5.090 Google reviews 
 
 
 
        Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️ John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand. He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way. We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John. From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about. Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions! What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress. John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands. I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable. John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer. His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way. I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!
  
 
 
      Posted on Google  
   
   james foley 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless. Every question I had to ask John he was so quick to get back to you. He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.
  
 
 
      Posted on Google  
   
   Victoria 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)
  
 
 
      Posted on Google  
   
   abanoub alfonse 
 
 
 
 Trustindex verifies that the original source of the review is Google.  When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible. From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start. What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble. John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved. In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together. The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support. If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else. Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.
  
 
 
      Posted on Google  
   
   valeria rafla 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Outstanding Mortgage Broker – Truly Exceptional Service My husband and I cannot recommend John Everest at Everest Mortgage Services highly enough. As first-time buyers, we were told by two other mortgage advisers that getting a mortgage would be virtually impossible due to our circumstances. My husband, Aba, had only been in the UK for five months on a spouse visa, had a very limited UK credit history, and was still building his employment record. We were repeatedly told that lenders would not consider our application. From our very first conversation, John was different. Rather than focusing on the obstacles, he focused on finding solutions. He took the time to understand our situation, explain every stage of the process, and gave us honest, realistic advice from day one. What seemed impossible suddenly felt achievable. In less than four months, John successfully secured our mortgage offer. Throughout the entire journey, he was professional, knowledgeable, responsive, and incredibly reassuring. Every question was answered promptly, every concern was dealt with calmly, and we always felt that he genuinely cared about helping us achieve our goal. What impressed us most was that John didn't just act as a mortgage broker. He became a trusted adviser and mentor throughout the whole process. He guided us on property choices, helped us understand market values, advised on offer strategies, and ensured we didn't make costly mistakes as first-time buyers. His experience and insight were invaluable. Buying a home is often described as one of the most stressful experiences in life, but John made it the complete opposite. It was the most smooth, stress-free, and well-managed process we could have hoped for. We always felt supported, informed, and confident in the decisions we were making. Thanks to John's hard work, dedication, and expertise, my husband and I are now able to purchase our first home together. We genuinely believe this would not have happened without him. If you are a first-time buyer, have a complex case, are a foreign national, or have been told "no" elsewhere, speak to John before giving up. His knowledge, persistence, and commitment to his clients are second to none. Thank you, John. You have helped us achieve a dream we thought was out of reach, and we will always be grateful. 🏡⭐️⭐️⭐️⭐️⭐️ Valeria

Professional mortgages

There’s a lot to be proud of when it comes to reaching a professional goal. Whether you’re a newly qualified doctor starting a brand new role, an accountant stepping up and taking on a partnership position, or a vet who’s about to open your own practice, reaching a professional milestone is a big deal. Not only does your professional career bring financial security and strong future earning potential, but it also gives you access to professional mortgages.

Traditional mortgage assessments don’t always reflect the financial stability and success of professionals, which is why many lenders offer professional mortgages. These mortgages are

designed for skilled, registered professionals and they offer more flexibility, higher borrowing limits and lending criteria that’s tailored to your career path.

At Everest Mortgages, we celebrate your career by helping you to find a professional mortgage that gives you the property buying opportunities and competitive rates your professional status has earned.

We search 1000's of mortgage deals across a large number of lenders, including...

What is a professional mortgage?

A professional mortgage is a specialist mortgage for individuals in specific professional fields such as doctors, medical professionals, solicitors, barriers, dentists, chartered accountants, pharmacists, architects and vets. These mortgages acknowledge your qualifications and earning potential, enabling you to buy a home or investment property with lending terms that reflect your future career trajectory, not just your current salary.

A lot of fixed term contract mortgages and variable rate mortgages are approved based on current earnings, credit scores, savings and affordability. But, as a professional, your finances change quickly, and for the better. With a professional mortgage, lenders take the hard work you’ve put into building a professional career, and the financial stability that comes with that, into account.

Who are professional mortgages for?

If you’re a professional who wants to move house, a first time buyer or you need to remortgage, a professional mortgage could be right for you. This includes:

If you’ve recently qualified and you’re at the start of your professional career.
If you’re still in training, but you have a confirmed job offer.
If you’re self-employed, but working on a contract or locum basis.
If you’re looking for higher borrowing than standard mortgages offer.
If you’re wanting to remortgage as your income grows.

To be approved for a professional mortgage, most lenders require you to have qualified within the last 5 to 10 years, but this does vary from lender to lender.

Speak to a mortgage advisor

How do professional mortgages work?

Professional mortgages work in a similar way to standard first time buyer mortgages, variable rate mortgages and fixed rate mortgages, but they come with a lot more flexibility and tailored lending criteria, all of which is centred on the unique circumstances of a working professional.

Higher borrowing limits

As a professional, you are likely to have an impressive future earning potential, which means many lenders allow borrowing of between 5x and 6x your income. With a standard mortgage, you’ll usually be limited to borrowing between 4x and 4.5x.

Future earning potential considered

Lenders often use confirmed future contracts or your expected salary to decide how much they’re willing to lend and the rate you’re given, especially for newly qualified doctors, solicitors and other professionals on clearly defined pay scales.

Flexible income assessment

A lot of professionals have additional income to put towards a mortgage, so lenders take bonuses, locum work, private fees, consultancy and partnership drawings into account.

Qualification recognition

Lenders often require proof of qualification and registration with a professional body before approving you for a professional mortgage.

Early career support

Some lenders are willing to approve your mortgage before your first payslip, based on your employment contract and offer letter.

Though each lender has its own criteria for professional mortgages, your career and earning potential carry a lot of weight in the mortgage decision. With Everest Mortgages, you can use that to your advantage.

Read our reviews

    
   90 reviews  
 
  
         
   Everest Mortgage Services
   5.090 Google reviews 
 
 
 
        Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️ John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand. He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way. We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John. From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about. Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions! What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress. John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands. I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable. John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer. His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way. I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!
  
 
 
      Posted on Google  
   
   james foley 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless. Every question I had to ask John he was so quick to get back to you. He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.
  
 
 
      Posted on Google  
   
   Victoria 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)
  
 
 
      Posted on Google  
   
   abanoub alfonse 
 
 
 
 Trustindex verifies that the original source of the review is Google.  When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible. From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start. What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble. John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved. In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together. The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support. If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else. Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.
  
 
 
      Posted on Google  
   
   valeria rafla 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Outstanding Mortgage Broker – Truly Exceptional Service My husband and I cannot recommend John Everest at Everest Mortgage Services highly enough. As first-time buyers, we were told by two other mortgage advisers that getting a mortgage would be virtually impossible due to our circumstances. My husband, Aba, had only been in the UK for five months on a spouse visa, had a very limited UK credit history, and was still building his employment record. We were repeatedly told that lenders would not consider our application. From our very first conversation, John was different. Rather than focusing on the obstacles, he focused on finding solutions. He took the time to understand our situation, explain every stage of the process, and gave us honest, realistic advice from day one. What seemed impossible suddenly felt achievable. In less than four months, John successfully secured our mortgage offer. Throughout the entire journey, he was professional, knowledgeable, responsive, and incredibly reassuring. Every question was answered promptly, every concern was dealt with calmly, and we always felt that he genuinely cared about helping us achieve our goal. What impressed us most was that John didn't just act as a mortgage broker. He became a trusted adviser and mentor throughout the whole process. He guided us on property choices, helped us understand market values, advised on offer strategies, and ensured we didn't make costly mistakes as first-time buyers. His experience and insight were invaluable. Buying a home is often described as one of the most stressful experiences in life, but John made it the complete opposite. It was the most smooth, stress-free, and well-managed process we could have hoped for. We always felt supported, informed, and confident in the decisions we were making. Thanks to John's hard work, dedication, and expertise, my husband and I are now able to purchase our first home together. We genuinely believe this would not have happened without him. If you are a first-time buyer, have a complex case, are a foreign national, or have been told "no" elsewhere, speak to John before giving up. His knowledge, persistence, and commitment to his clients are second to none. Thank you, John. You have helped us achieve a dream we thought was out of reach, and we will always be grateful. 🏡⭐️⭐️⭐️⭐️⭐️ Valeria

Top 4 advantages of professional mortgages

You’ll be able to borrow more

With a professional mortgage, there’s a high chance you’ll be able to borrow more, giving you access to a wider range of properties.

It doesn’t matter if you’re just starting out

You might be newly qualified or about to start an exciting new role, but that won’t hold you back from getting a professional mortgage.

Flexible income is taken into account

If your income is flexible and comes from a variety of sources – for example, via locum or private work, bonuses or multiple income streams – lenders will take it all into account.

Competitive interest rates

Despite being able to borrow more, professional mortgage rates are generally competitive. You won’t be subject to higher rates simply because you’re able to borrow more than most.

Are there any downsides?

The benefits of professional mortgages are clear, but there are a handful of things to consider before you head to Rightmove and start picking out your dream home. For example, professional mortgages are only available to recognised professional roles, and many lenders require you to have qualified within the last 5 to 10 years. You’ll also have to meet affordability and credit score requirements.

For most professionals, these downsides are quickly outweighed by the undeniable benefits.

Simplify the professional mortgage process

Not all lenders offer professional mortgages, and those that do often have very specific rules on qualifying occupations, experience, income types and career stages. This is why it’s a good idea to work with a specialist mortgage broker, which is where we come in.

With Everest Mortgages working alongside you, you’ll gain access to lenders who offer enhanced income multiples. You can apply for a mortgage, with confidence that you’re accessing the right lender and borrowing capacity based on your career. With mortgage advice based on your profession and income structure, and support with the entire process, you’ll be on your way to securing a professional mortgage in no time.

We’re here to help you secure competitive mortgage rates, make the most of your earning potential and navigate the paperwork side of things with ease. Whether you’re a newly qualified doctor, an established architect or a solicitor moving up the ladder, we ensure your mortgage reflects your future.

FAQs

Read our reviews

    
   90 reviews  
 
  
         
   Everest Mortgage Services
   5.090 Google reviews 
 
 
 
        Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️ John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand. He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way. We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John. From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about. Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions! What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress. John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands. I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable. John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer. His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way. I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!
  
 
 
      Posted on Google  
   
   james foley 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless. Every question I had to ask John he was so quick to get back to you. He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.
  
 
 
      Posted on Google  
   
   Victoria 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)
  
 
 
      Posted on Google  
   
   abanoub alfonse 
 
 
 
 Trustindex verifies that the original source of the review is Google.  When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible. From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start. What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble. John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved. In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together. The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support. If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else. Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.
  
 
 
      Posted on Google  
   
   valeria rafla 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Outstanding Mortgage Broker – Truly Exceptional Service My husband and I cannot recommend John Everest at Everest Mortgage Services highly enough. As first-time buyers, we were told by two other mortgage advisers that getting a mortgage would be virtually impossible due to our circumstances. My husband, Aba, had only been in the UK for five months on a spouse visa, had a very limited UK credit history, and was still building his employment record. We were repeatedly told that lenders would not consider our application. From our very first conversation, John was different. Rather than focusing on the obstacles, he focused on finding solutions. He took the time to understand our situation, explain every stage of the process, and gave us honest, realistic advice from day one. What seemed impossible suddenly felt achievable. In less than four months, John successfully secured our mortgage offer. Throughout the entire journey, he was professional, knowledgeable, responsive, and incredibly reassuring. Every question was answered promptly, every concern was dealt with calmly, and we always felt that he genuinely cared about helping us achieve our goal. What impressed us most was that John didn't just act as a mortgage broker. He became a trusted adviser and mentor throughout the whole process. He guided us on property choices, helped us understand market values, advised on offer strategies, and ensured we didn't make costly mistakes as first-time buyers. His experience and insight were invaluable. Buying a home is often described as one of the most stressful experiences in life, but John made it the complete opposite. It was the most smooth, stress-free, and well-managed process we could have hoped for. We always felt supported, informed, and confident in the decisions we were making. Thanks to John's hard work, dedication, and expertise, my husband and I are now able to purchase our first home together. We genuinely believe this would not have happened without him. If you are a first-time buyer, have a complex case, are a foreign national, or have been told "no" elsewhere, speak to John before giving up. His knowledge, persistence, and commitment to his clients are second to none. Thank you, John. You have helped us achieve a dream we thought was out of reach, and we will always be grateful. 🏡⭐️⭐️⭐️⭐️⭐️ Valeria