Insurance

Over 50s life insurance

Whole-of-market protection advice. We compare leading UK insurers to find the right cover at the right price.

    
   94 reviews  
 
  
         
   Everest Mortgage Services
   5.094 Google reviews 
 
 
 
        Posted on Google  
   
   Ella Hislop 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John was great throughout the entire process - super informative, responsive, friendly and efficient! Would 100% recommend. We were first time buyers and he put us completely at ease and went the extra mile every time we had a question / needed some help.
  
 
 
      Posted on Google  
   
   Melissa Elston 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John provided a five star service from start to finish. The whole process was very slick and extremely professional. Obtaining our mortgage was not a straight forward request due to being a new build property but John advised on what information we would require and spoke with all the right people to get our mortgage over the line. Will be using him again in the future.
  
 
 
      Posted on Google  
   
   Matt Pourzand 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John was efficient, friendly, and a great communicator. He was very knowledgeable and handled our case with efficiency. John made the whole process much smoother than expected, and I would 100% recommend his service!
  
 
 
      Posted on Google  
   
   Simon Hedger Grace 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John starts where others don’t: he properly listens. Then he’s like a dog with bone until the job is done. Highly recommended
  
 
 
      Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️
John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand.

He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way.

We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John.

From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about.

Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions!

What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress.

John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands.

I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable.

John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer.

His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way.

I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!

John Everest

Mortgage & Protection Adviser, Founder

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regulated

Fully authorised & regulated
by the FCA

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independent

Whole-of-market insurers

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mortgages arranged

for happy clients

Over 50s life insurance

As you might guess from the name, over 50s life insurance is life insurance designed for those aged 50 and over. It’s a guaranteed way to leave a cash sum behind when you pass away, helping your loved ones to deal with the financial strain. It’s particularly popular with people who want to make sure their family can cover funeral costs, settle small debts or manage any expenses that arise after death, without financial stress. Over 50s life insurance is designed to be accessible and straightforward, making it a good choice for those who may struggle to get traditional life insurance due to age or existing health conditions.

At Everest Mortgages, we know how stressful it can be to think about what will happen when you’re gone, especially when it comes to your family carrying on and dealing with the financial fallout. That’s why we’re here to help you secure the ideal over 50s life insurance policy for you, so your family’s financial future is protected.

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What is over 50s life insurance?

Over 50s life insurance is a specialist policy created for people aged between 50 and 80. Unlike standard life insurance, everyone who meets the age and residency criteria is accepted automatically. There are no medical questions, no health assessments and no GP reports. You simply choose the premium you want to pay, and the insurer guarantees a fixed cash payout when you die. This money is paid to your loved ones and they can use it however they wish.

When other life insurance options may be limited, over 50s life insurance is there with guaranteed acceptance.

We compare policies from leading UK insurers, including…

The benefits of over 50s life insurance

Guaranteed acceptance

As over 50s life insurance has guaranteed acceptance, it’s perfect for those with pre-existing medical conditions or a history of illness who may struggle to get medically assessed life insurance.

Guaranteed payout

Unlike some types of life insurance, over 50s life insurance policies pay out whenever you die and there’s no fixed end date.

Affordable and fixed premiums

With over 50s life insurance, you pay a set amount each month, usually for life. You don’t have to worry about any surprise increases.

Simple way to support family

The payout from an over 50s life insurance policy can be used in a number of ways, supporting your family in whichever way they need. Payouts are often used to help cover funeral costs, legal fees, small outstanding bills and gifts to loved ones.

Read our reviews

    
   94 reviews  
 
  
         
   Everest Mortgage Services
   5.094 Google reviews 
 
 
 
        Posted on Google  
   
   Ella Hislop 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John was great throughout the entire process - super informative, responsive, friendly and efficient! Would 100% recommend. We were first time buyers and he put us completely at ease and went the extra mile every time we had a question / needed some help.
  
 
 
      Posted on Google  
   
   Melissa Elston 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John provided a five star service from start to finish. The whole process was very slick and extremely professional. Obtaining our mortgage was not a straight forward request due to being a new build property but John advised on what information we would require and spoke with all the right people to get our mortgage over the line. Will be using him again in the future.
  
 
 
      Posted on Google  
   
   Matt Pourzand 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John was efficient, friendly, and a great communicator. He was very knowledgeable and handled our case with efficiency. John made the whole process much smoother than expected, and I would 100% recommend his service!
  
 
 
      Posted on Google  
   
   Simon Hedger Grace 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John starts where others don’t: he properly listens. Then he’s like a dog with bone until the job is done. Highly recommended
  
 
 
      Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️
John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand.

He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way.

We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John.

From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about.

Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions!

What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress.

John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands.

I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable.

John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer.

His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way.

I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!

Is over 50s life insurance right for you?

Over 50s life insurance is likely to suit you if you want:

A guaranteed payout to help cover funeral costs.
Quick and easy acceptance, regardless of health.
Peace of mind knowing your family will receive something when you die.
A fixed premium that’s easy to budget for.

There are many different types of life insurance, but many people find over 50s life insurance to be the ideal choice. With no need to worry about being turned down, and a guaranteed payout at the end, it’s a simple and straightforward approach to cover.

John Everest

Mortgage & Protection Adviser, Founder

Book a free consultation with an expert

John is a CeMAP-qualified, whole-of-market mortgage adviser and Director of Everest Mortgage Services. With over 21 years in financial services, and a track record of 1,000+ mortgages arranged.

14+

Years experience

1,000+

Mortgages arranged

Trusted protection advice

Why choose Everest Mortgages?

Independent protection advice that puts your family first, with cover built around your home, your health and your budget.

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Cover that fits your life

Level or decreasing, single or joint. We match your cover to your mortgage, your family and what you actually need to protect.

🔍

We compare leading UK insurers

We aren't tied to any one provider, so we can compare policies across the market and recommend the right cover at the right price.

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Help with medical conditions

A health condition doesn't have to mean higher premiums or a refusal. We know which insurers take a fairer view of your circumstances.

📜

Policies written in trust

We help you put your policy in trust, so any payout can reach your loved ones quickly and may sit outside your estate for inheritance tax.

🤝

We handle the paperwork

From the application to underwriting questions, we deal with the insurer for you. We work around your schedule, evenings and weekends included.

Free consultation

    
   94 reviews  
 
  
         
   Everest Mortgage Services
   5.094 Google reviews 
 
 
 
        Posted on Google  
   
   Ella Hislop 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John was great throughout the entire process - super informative, responsive, friendly and efficient! Would 100% recommend. We were first time buyers and he put us completely at ease and went the extra mile every time we had a question / needed some help.
  
 
 
      Posted on Google  
   
   Melissa Elston 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John provided a five star service from start to finish. The whole process was very slick and extremely professional. Obtaining our mortgage was not a straight forward request due to being a new build property but John advised on what information we would require and spoke with all the right people to get our mortgage over the line. Will be using him again in the future.
  
 
 
      Posted on Google  
   
   Matt Pourzand 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John was efficient, friendly, and a great communicator. He was very knowledgeable and handled our case with efficiency. John made the whole process much smoother than expected, and I would 100% recommend his service!
  
 
 
      Posted on Google  
   
   Simon Hedger Grace 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John starts where others don’t: he properly listens. Then he’s like a dog with bone until the job is done. Highly recommended
  
 
 
      Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️
John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand.

He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way.

We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John.

From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about.

Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions!

What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress.

John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands.

I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable.

John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer.

His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way.

I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!

Ready to protect your home family?

Get in touch today and one of our qualified advisors will be in touch to guide you through your options.

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FCA regulated

Fully authorised and regulated by the FCA.

Over 50s life insurance

FCA regulated

100% independent

1000+ mortgages arranged

Over 50s life insurance

What is over 50s life insurance?

We compare policies from leading UK insurers, including…

The benefits of over 50s life insurance

Guaranteed acceptance

Guaranteed payout

Affordable and fixed premiums

Simple way to support family

Read our reviews

Is over 50s life insurance right for you?

Book a free consultation with an expert

Why choose Everest Mortgages?

Cover that fits your life

We compare leading UK insurers

Help with medical conditions

Policies written in trust

We handle the paperwork

Ready to protect your home family?

FCA
regulated

100%
independent

1000+
mortgages arranged