Further advance mortgages

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   91 reviews  
 
  
         
   Everest Mortgage Services
   5.091 Google reviews 
 
 
 
        Posted on Google  
   
   Simon Hedger Grace 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John starts where others don’t: he properly listens. Then he’s like a dog with bone until the job is done. Highly recommended
  
 
 
      Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️
John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand.

He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way.

We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John.

From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about.

Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions!

What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress.

John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands.

I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable.

John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer.

His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way.

I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!
  
 
 
      Posted on Google  
   
   james foley 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless.
Every question I had to ask John he was so quick to get back to you.
He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.
  
 
 
      Posted on Google  
   
   Victoria 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)
  
 
 
      Posted on Google  
   
   abanoub alfonse 
 
 
 
 Trustindex verifies that the original source of the review is Google.  When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible.

From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start.

What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble.

John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved.

In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together.

The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support.

If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else.

Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.

John Everest

Qualified Mortgage Adviser & Founder

As featured in

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regulated

Fully authorised & regulated
by the FCA

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independent

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1000+
mortgages arranged

for happy clients

Further advance mortgages

If you’re thinking about giving your home a little upgrade – perhaps it needs a new kitchen, or maybe a loft conversion would give you a much needed extra bedroom – and you’re not sure how to fund it, join the club. If you’re facing rising education costs or you have a family member who needs financial support, you’re not alone. You might even have dreams of owning a second property or being a buy-to-let landlord, but saving for a deposit is proving difficult. If you’re a homeowner, you can overcome these hurdles with a further advance on your mortgage.

At Everest Mortgages, we help homeowners access further advances that suit their circumstances. From finding the best rates, to guiding you through the application process, our expert mortgage brokers ensure the journey is simple and stress-free.

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What is a further advance?

If you already have a mortgage and you need to borrow more money, you might want to consider a further advance. A further advance is an additional loan from your current lender, which is added onto your existing mortgage. Whereas a full remortgage involves potentially switching to a new lender and starting an entirely new mortgage, a further advance increases your current loan.

You’ll likely have a different mortgage rate on your additional borrowing, but if your lender’s further advance offering is competitive and you don’t want to deal with a new lender, it can be a worthwhile option.

Common reasons to get a further advance on your mortgage

When you first bought your home, you will have taken out a mortgage. This might have been a fixed rate mortgage or a tracker mortgage, a no deposit mortgage or a low deposit mortgage. Regardless of the type of mortgage you went for, you will have bought your home using a loan from a lender. If something happens and you need funds, you can increase that mortgage by applying for a further advance.

Further advances can be used to pay for a whole host of things, but they’re most commonly used for:

Home improvements or renovations, such as extensions, loft conversions, new bathrooms or kitchen upgrades.
Debt consolidation, as a way to combine unsecured debts like credit cards and personal loans into one manageable payment.
To cover the cost of large one-off expenses, such as education costs or family support.
Investments, such as buying another property or funding business ventures.

As a further advance uses your existing lender, it can often be quicker and simpler than a full remortgage. It’s even quicker and simpler if you use a mortgage broker, such as the team here at Everest Mortgages.

We search 1000's of mortgage deals across a large number of lenders, including...

How applying for a further advance works

If you haven’t applied for a further advance mortgage before, you might assume the process is a complicated one. But, that’s not the case. With Everest Mortgages guiding you from start to finish, applying and being approved for a further advance is likely to be simpler than you think.

Here’s what lenders look at when you apply for a further advance:

Equity – Lenders will look at how much you currently owe on your mortgage and how much your property is worth. Lenders will allow further borrowing up to a certain loan-to-value percentage, which can differ depending on who your lender is.
Affordability – Your income, outgoings and existing financial commitments are taken into account to ensure you can realistically repay the additional borrowing.
Credit history – Lenders will review your credit score and past borrowing behaviour, which will give them a good insight into how you’ve handled previous financial commitments. A strong repayment history with your existing mortgage can improve your chances of being approved.
Purpose of funds – Some lenders will ask what the additional funds will be used for, particularly if you’re wanting to borrow a large amount. Home improvements, property investments and debt consolidation are just some of the commonly accepted reasons.
Property valuation – Depending on the lender, a survey or valuation may be requested to determine the current market value of your home and assess the loan-to-value ratio.

Read our reviews

    
   91 reviews  
 
  
         
   Everest Mortgage Services
   5.091 Google reviews 
 
 
 
        Posted on Google  
   
   Simon Hedger Grace 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John starts where others don’t: he properly listens. Then he’s like a dog with bone until the job is done. Highly recommended
  
 
 
      Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️
John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand.

He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way.

We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John.

From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about.

Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions!

What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress.

John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands.

I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable.

John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer.

His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way.

I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!
  
 
 
      Posted on Google  
   
   james foley 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless.
Every question I had to ask John he was so quick to get back to you.
He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.
  
 
 
      Posted on Google  
   
   Victoria 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)
  
 
 
      Posted on Google  
   
   abanoub alfonse 
 
 
 
 Trustindex verifies that the original source of the review is Google.  When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible.

From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start.

What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble.

John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved.

In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together.

The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support.

If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else.

Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.

Who can benefit from a further advance?

A further advance mortgage is ideal for:

Homeowners with existing equity

The more equity you have in your property, the higher your potential borrowing amount. If you already have a fair amount of existing equity, you could be approved for a large further advance.

People looking to avoid remortgaging

You can access extra funds with a further advance without having to pay early repayment charges or exit fees on your current mortgage, which you will have to pay if you remortgage.

Home improvers and renovators

If you’re planning home improvements or a full renovation, a further advance could help you to invest in your property to increase its value, without having to take out a personal loan.

Homeowners looking to consolidate debt

Managing debt isn’t easy, but a further advance can be used to simplify multiple payments and potentially reduce interest rates.

Borrowers with good repayment history

Lenders prefer borrowers who have consistently made timely mortgage payments. If you have a good repayment history, your lender is more likely to approve your further advance request.

The benefits of a further advance mortgage

If you’re in need of extra funding and you have a home to borrow against, you will likely find that a further advance brings a lot of benefits to the table.

Convenience – With a further advance, you can borrow more from your current lender without the administrative burden and stress of going through the full remortgage process.
Cost-effective – As a further advance means staying with your current lender, you avoid fees associated with exiting your existing mortgage deal or switching to a new lender.
Flexibility – Funds from a further advance can be used for a wide range of purposes, from home improvements to debt consolidation. This gives you the flexibility to use a further advance in a way that works for you.
Quicker access – As your lender already knows your payment history, the further advance approval process tends to be quite quick.
Better rates – As the further advance is borrowed against your home, further advance interest rates may be lower than on personal loans or credit cards, making it a more cost-effective way to borrow.

With Everest Mortgages, you have mortgage experts on hand to make the further advance process smooth and stress-free. We take the time to understand your goals, assess how much you can realistically borrow, and match you with the most suitable deals and rates available.

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Why choose Everest Mortgages?

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We're totally impartial and focused on finding the perfect mortgage to suit you — not the lender.

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We work with all lenders, big and small, to give you exclusive access to a comprehensive range of mortgage rates.

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We're flexible to fit around you — evenings, weekends, whatever works best for your life.

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We take away the hassle

We deal with lenders on your behalf, so everything from paperwork to negotiation is completely stress-free.

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We're supportive and friendly

Our highly experienced advisers make the entire buying process painless by taking all the work off your hands.

John Everest

Qualified Mortgage Adviser & Founder

Book a free consultation with a mortgage expert

John is a CeMAP-qualified, whole-of-market mortgage adviser and Director of Everest Mortgage Services. With over 21 years in financial services, and a track record of 1,000+ mortgages arranged.

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   91 reviews  
 
  
         
   Everest Mortgage Services
   5.091 Google reviews 
 
 
 
        Posted on Google  
   
   Simon Hedger Grace 
 
 
 
 Trustindex verifies that the original source of the review is Google.  John starts where others don’t: he properly listens. Then he’s like a dog with bone until the job is done. Highly recommended
  
 
 
      Posted on Google  
   
   Chloe Stringer 
 
 
 
 Trustindex verifies that the original source of the review is Google.  ⭐️⭐️⭐️⭐️⭐️
John was fantastic throughout the whole mortgage process. Professional, knowledgeable, and always happy to help. He made everything feel simple and stress-free. Would highly recommend John to anyone looking for a great mortgage broker!
  
 
 
      Posted on Google  
   
   Jordan Nicholls 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Absolutely brilliant service from John from start to finish. As first-time buyers, the mortgage process could have been really stressful and confusing, but John made everything so straightforward and easy to understand.

He was always available to answer any questions we had, explained everything clearly, and kept us updated throughout the whole process. John worked hard to find us the right mortgage and has been incredibly helpful, professional and supportive every step of the way.

We genuinely couldn't have asked for a better mortgage advisor and would 100% recommend John to anyone looking for a mortgage. Thank you for all your help!
  
 
 
      Posted on Google  
   
   Kath Tonkyn 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have known John since we bought our first rental in 2009 and he has guided and helped us all the way. He laid out a plan for us that this month will be fulfilled exactly as he said it would. He has never let us down and he is always there when we have needed him. Nothing is too much trouble. Great guy and a  true proffessional. Thanks John for everything. You are truly the best.
  
 
 
      Posted on Google  
   
   Louise Holmes 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We have used Johns services a few times now, when remortgaging. John is extremely knowledgeable and always strives to find the best deal that works for you. His communication is excellent, he’s very friendly and explains thoroughly the best way for you to go forwards and we would highly recommend his services.
  
 
 
      Posted on Google  
   
   Christina 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I honestly don’t know how I would have got through buying my first house without John.

From the very beginning, he helped us work out what we could afford and get our Agreement in Principle sorted, but his help went way beyond just arranging the mortgage. While we were viewing houses, he was always happy to give his thoughts on whether an asking price seemed sensible and what we might want to offer. His experience and knowledge were incredibly valuable when we were trying to navigate something we knew very little about.

Once we found our house, John made the whole process so much easier. He was incredibly quick to respond, explained everything clearly and was always happy to answer my many questions!

What really impressed me was how much he handled himself. He dealt directly with the estate agent, solicitors and lender, meaning we weren’t constantly stuck in the middle passing messages around. If an issue came up, he’d often just sort it in the background and let us know there was an issue but it's resolved, rather than adding to our stress.

John genuinely cares about his clients and it really shows. He’s friendly, incredibly knowledgeable and always made us feel like we were in safe hands.

I couldn’t recommend him highly enough. Five stars doesn’t really do justice to how much he helped us!
  
 
 
      Posted on Google  
   
   Kyle McClorey 
 
 
 
 Trustindex verifies that the original source of the review is Google.  As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable.

John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer.

His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way.

I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!
  
 
 
      Posted on Google  
   
   james foley 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless.
Every question I had to ask John he was so quick to get back to you.
He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.
  
 
 
      Posted on Google  
   
   Victoria 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)
  
 
 
      Posted on Google  
   
   abanoub alfonse 
 
 
 
 Trustindex verifies that the original source of the review is Google.  When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible.

From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start.

What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble.

John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved.

In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together.

The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support.

If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else.

Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.

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FAQs

Further advance mortgages

Find your perfect mortgage

FCA
regulated

100%
independent

1000+
mortgages arranged

Further advance mortgages

What is a further advance?

Common reasons to get a further advance on your mortgage

We search 1000's of mortgage deals across a large number of lenders, including...

How applying for a further advance works

Read our reviews

Who can benefit from a further advance?

Homeowners with existing equity

People looking to avoid remortgaging

Home improvers and renovators

Homeowners looking to consolidate debt

Borrowers with good repayment history

The benefits of a further advance mortgage

Why choose Everest Mortgages?

Advisers you can trust

We search the market for the best deals

We work to your schedule

We take away the hassle

We're supportive and friendly

Book a free consultation with a mortgage expert

Find out how much you can borrow

How much can I borrow?

Your results

Estimated borrowing

Ready to find your perfect mortgage?

Frequently asked questions

Can I get a further advance if I have a poor credit score?

Will the interest rate be the same as my existing mortgage?

Do I need to explain what the funds are for?

As featured in:

Further advance mortgages

Find your perfect mortgage

FCA regulated

100% independent

1000+ mortgages arranged

Further advance mortgages

What is a further advance?

Common reasons to get a further advance on your mortgage

We search 1000's of mortgage deals across a large number of lenders, including...

How applying for a further advance works

Read our reviews

Who can benefit from a further advance?

The benefits of a further advance mortgage

Why choose Everest Mortgages?

Advisers you can trust

We search the market for the best deals

We work to your schedule

We take away the hassle

We're supportive and friendly

Book a free consultation with a mortgage expert

Find out how much you can borrow

How much can I borrow?

Your results

Estimated borrowing

Ready to find your perfect mortgage?

Frequently asked questions

FCA
regulated

100%
independent

1000+
mortgages arranged