John Everest | Everest Mortgages

To Broker or Not to Broker: Find the Best Way to Remortgage

NewsJune 7, 2023928Views 0Likes 0Comments

A remortgage is one of the most popular ways of refinancing a property. It involves switching to a new mortgage deal, which typically comes with lower interest rates and more favourable terms. While remortgaging can save you money in the long run, the process can be confusing and time-consuming. Therefore, many homeowners consider working with…

4 Important Learnings about Interest-Only Mortgages

NewsMay 31, 20231KViews 0Likes 0Comments

Interest-only mortgages are home loans that allow borrowers to pay only the principal interest for a certain period. After this period ends, the borrower must start paying the principal and interest amounts. This kind of mortgage is an attractive option for borrowers who want to keep their monthly payments low in the initial years of…

Collateral for Cash: A Guide to Secured Loan Timelines

NewsMay 31, 20231KViews 0Likes 0Comments

Secured loans are a popular type of borrowing for those looking to get a large sum of money. Unlike unsecured loans, secured loans require collateral, such as a car or property, to be put up as security for the loan. This reduces the risk for the lender, making it easier for borrowers with less-than-perfect credit…

What You Need to Know When Finding the Right Mortgage

NewsDecember 28, 20221KViews 0Likes 0Comments

Finding the right mortgage is an essential part of buying a home. With so many different mortgage products available, it can be overwhelming to choose the right one. This guide will provide you with tips on how to find the right mortgage, so you can make the best decision for your financial future. …

A Guide to the Advantage of Right to Buy Mortgages

NewsDecember 7, 2022922Views 0Likes 0Comments

Right to Buy Mortgages are mortgages that are specifically designed to help those who have exercised their Right to Buy scheme. This scheme was introduced in the 1980s and allows tenants of local authority properties to purchase their homes at a discounted rate. Right to Buy mortgages provide an affordable way for those who have…

Why Did My Credit Request Get Turned Down?

NewsOctober 20, 20221KViews 0Likes 0Comments

It's imperative to understand the reason(s) for your rejection before reapplying. Your credit score and chances of getting approved will suffer if you submit numerous credit applications quickly. Why Did My Credit Request Get Turned Down? Some common justifications for credit refusals include the following: The specific requirements for a lender has not been met.…

Everything That You Need to Know About Fixed-Rate Mortgages

NewsOctober 20, 20221KViews 0Likes 0Comments

Are fixed-rate mortgages a good option for you? This is a question that many people are asking as they consider their mortgage options. To answer this question, you need to be as informed as possible about mortgages. To help you out, here’s a brief breakdown of everything that you need to know about fixed-rate mortgages.…

The Ultimate Guide to Professional Mortgage Advice: Why It’s Your Best Financial Move

NewsSeptember 29, 20221KViews 0Likes 0Comments

Buying a home is one of the most significant investments you will make in your lifetime. For most of us, a house is not just a home; it is our largest financial asset and, simultaneously, our biggest financial obligation. Because the UK mortgage market is highly complex, finding the right path can be daunting. Whether…

First Time Buyer Mortgage Guide

NewsApril 21, 20204KViews 0Likes 0Comments

The table of contents: Jump to Phase 1: Preparation & financial health Jump to Phase 2: The deposit & specialist schemes Jump to Phase 3: Choosing your mortgage Jump to Phase 4: The purchase journey Phase 1: Preparation & financial health Buying your first home is an exciting milestone that marks a significant new chapter…