Independent mortgage broker Kemptown

Mortgage broker Kemptown

Kemptown is a small area of Brighton, known for its Regency architecture, seafront location and vibrant community. With gardens, independent shops, bars and restaurants, Kemptown has a lot to offer. Plus, the area boasts a lively, liberal and welcoming culture. Brighton Marina, Queen’s Park, Rottingdean and the centre of Brighton are all within easy reach, meaning residents of Kemptown have access to a wide range of local amenities, alongside impressive transport links.

At Everest Mortgages, we provide specialist mortgage help for buyers, homeowners and landlords in Kemptown. Whether you’re looking to buy your very first home or you’re a self-employed worker needing a mortgage that works with your income, we’re on hand to help. You’ll be calling this popular seaside neighbourhood home before you know it.

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Why buyers, homeowners and landlords choose Kemptown

Kemptown is located to the east of Brighton city centre, running along the seafront and into the residential streets, close to The Lanes and Brighton Palace Pier. Though it’s a relatively small area, Kemptown forms a popular part of Brighton & Hove and benefits from easy access to both city amenities and coastal walks.

Thanks to Brighton Station, it’s easy to travel from Kemptown to London Victoria, London Bridge and Gatwick Airport. This makes it a popular choice for commuters and professionals, whilst the cafés, restaurants, local shops, green spaces and direct access to the seafront and promenade draw in families. This combination of seaside living and city convenience keeps the demand for property in Kemptown consistently strong, including the rental market.

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What to expect from Kemptown’s property market

Kemptown attracts a wide range of buyers – from first time buyers and professionals, to buy-to-let landlords capitalising on the strong rental demand driven by the city’s growing workforce, hospitals and universities – and with the area’s mix of period apartments, converted townhouses and modern developments, there’s something for everyone. There’s even properties that are well suited to holiday lets.

Over the last year, house prices in Kemptown reached an average of around £471,000. The majority of the properties sold during the last year were flats – selling for an average of around £345,000 – but terraced properties and semi-detached properties were also popular, fetching averages of £593,000 and £1,036,000 respectively. These prices are in line with the wider Brighton property market.

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Expert mortgage advice in Kemptown

There’s a lot that goes into getting a mortgage but, if you’re buying in Kemptown, you don’t have to navigate the process alone. At Everest Mortgages, we help buyers in Kemptown to find the ideal mortgage for them, including:

Remortgages to release equity or to secure better rates
First time buyer mortgages, including for buyers with low deposits
Buy-to-let mortgages to capture Kemptown’s strong rental demand
Self-employed mortgages for freelancers and business owners
Contractor mortgages using contract based and irregular income
Limited company director mortgages
Bad credit mortgages through specialist lenders
Bridging finance for auctions or property conversions

When it comes to buying a property in Kemptown, we’ll handle the mortgage, lenders and rates side of things, so you can focus on finding your dream property.