Independent mortgage broker Patcham

Mortgage broker in Patcham

Head to Patcham and you’ll find yourself in one of Brighton’s most sought after areas. Known for its quiet residential streets, schools, village vibe and easy access to the centre of Brighton, it’s easy to see why Patcham is such a popular spot for families, professionals, commuters and investors. With an excellent mix of spacious family homes, modern properties and period cottages, there’s something for a lot of buyers in Patcham. Plus, you can drive from Patcham to Brighton in 13 minutes, where you’ll find impressive transport links, entertainment, amenities, shops and restaurants. Buying in Patcham means enjoying the peace and quiet of a suburban neighbourhood, without having to completely give up the joys of living close to a city.

At Everest Mortgages, we simplify the mortgage process for you. Regardless of whether you’re looking for a mortgage to buy a family home in Patcham, you’re trying to get on the property ladder as a first time buyer or you’re hoping bad credit doesn’t hold you back from being a homeowner, we’re on hand to help.

We search 1000's of mortgage deals across a large number of lenders, including...

Mortgage support designed for Patcham properties

With so many different types of property and buyers in Patcham, it’s impossible to offer a one-size-fits all product. There’s semi-detached family homes, bungalows, character homes, properties in need of refurbishment and houses ready to be turned into HMOs. There’s self-employed buyers, first time buyers, buyers with bad credit and investors. To ensure everyone gets the right mortgage, it’s important to consider a wide range of leaders, rates and deals. That’s where we come in.

From purchasing cottages in Patcham Old Village to remortgaging homes so improvement work can begin, we’ll ensure you get the ideal mortgage. With access to specialist and high street lenders, we match your goals to suitable mortgage options, even if your scenario is slightly more complex than most.

Speak to a mortgage advisor

Why are buyers heading to Patcham?

Patcham offers a unique balance that’s rarely found so close to Brighton, you can enjoy a suburban pace of life, at the same time as being close to the city and commuter links. One minute you’re enjoying the friendly, village-like feel of Patcham and making use of its local shops and pubs, and the next you’re heading into Brighton for a busier, livelier experience.

Last year, houses in Patcham sold for an average of around £495,000. This spanned from around £601,000 for detached properties to £411,000 for terraced properties. For buyers wanting more for their money and easy access to Brighton, Patcham is hugely appealing.

Read our reviews

Bespoke mortgage advice for Patcham buyers

Getting a mortgage in Patcham doesn’t need to be as complicated, daunting or stressful as you think, not if you have a team of mortgage experts working alongside you. Whether you’re trying to get on the property market for the very first time, or you’re a limited company contractor with a complex income structure, we can help you secure the ideal lending solution. This includes:

Remortgages for better rates, equity release or home upgrades.
First time buyer mortgages with step-by-step support.
Buy-to-let mortgages for long-term rentals.
Self-employed mortgages for business owners, freelancers and sole traders.
Contractor mortgages for day rate, project-based or fixed-term workers.
Limited company director mortgages, even if you’re paid in dividends.
Bad credit mortgages with specialist lenders.
Bridging finance for quick purchases, renovations and working to a tight deadline.

Whether your circumstances are straightforward or complex, we handle the research and the application process for you, ensuring your property purchase in Patcham is successful.

Read our reviews

Book a free consultation with a mortgage expert

Years experience

8080

Mortgages arranged

80808080+