Independent mortgage broker Portsmouth

Find your perfect mortgage

Whole-of-market advice from a qualified broker — we search every lender to find your best deal.

John Everest

Qualified Mortgage Adviser & Founder

As featured in

FCA
regulated

Fully authorised & regulated
by the FCA

100%
independent

Whole-of-market access.
No lender ties

1000+
mortgages arranged

for happy clients

Mortgage broker Portsmouth

Located on the south coast of Hampshire, largely based on Portsea Island, Portsmouth is an area that combines both coastal and mainland living. As a busy city, Portsmouth has a wide range of amenities itself, but it’s close proximity to Southsea, Gosport – a journey that takes around 4 minutes via ferry – and Cosham extends that even further. You can also travel from Portsmouth to the Isle of Wight in 45 minutes, docking in Fishbourne. Its position on the coast and island layout make Portsmouth unique from many other cities, and it’s easy to see the appeal.

At Everest Mortgages, we help buyers, homeowners and buy-to-let landlords secure the perfect mortgage in Portsmouth. Whether you’re purchasing your very first home, moving from one area of Portsmouth to another, investing in a rental property or remortgaging, we provide mortgage advice designed around Portsmouth’s property market.

Takes under 3 minutes

Get your mortgage in principle
today

Find out how much you could borrow in minutes. No credit check, no commitment — just clear, honest mortgage advice.

Get my mortgage in principle → Free review · No credit checks · No obligation

Portsmouth’s key selling points

By combining coastal living with city convenience, Portsmouth has a lot to offer. This includes a strong naval heritage, popular seafront, universities, shopping, an abundance of dining options and a strong rental demand, from both professionals and students. The city also boasts rail services to London – the journey from Portsmouth to London Waterloo takes around 90 minutes – as well as Southampton, with speedy services taking 33 minutes.

With its naval heritage, growing student population and regeneration projects, the city appeals to first time buyers, families, professionals and landlords, all of which want to take advantage of the impressive range of properties available.

We search 1000's of mortgage deals across a large number of lenders, including...

What to expect from Portsmouth’s property market

Property types vary hugely in Portsmouth, from city centre apartments and converted flats, to traditional terraces and modern developments. This means there’s something for every type of buyer, regardless of whether you’re looking for a large, spacious family home or a small, compact apartment.

Alongside the impressive range of amenities and unique coastal location, buyers and investors are drawn to Portsmouth by the relatively low property prices. Over the last year, house prices in Portsmouth had an average of around £288,000 and this is significantly lower than many other cities, including London and Brighton. This range of property prices spanned from an average of £183,000 for flats to £374,000 for semi-detached homes.

Read our reviews

Bespoke mortgage advice for Portsmouth buyers

With so many different lenders, rates and lending types out there, knowing which mortgage is best for you isn’t always easy. Luckily, that’s where we come in. At Everest Mortgages, we know all there is to know about mortgages in Portsmouth and the uniqueness of the city’s property market, and we use that knowledge to your advantage.

We help buyers in Portsmouth to secure:

Remortgage deals to reduce monthly payments or release equity
First time buyer mortgages for starter homes and getting on the property ladder
Buy-to-let mortgages for student, professional and family rentals
Self-employed Mortgages for business owners, freelancers and sole traders
Contractor mortgages for buyers with project-based income
Limited company mortgages for directors
Bad credit mortgages with understanding lenders
Bridging finance for auctions, refurbishments or fast completions

We’re here to provide straightforward, local mortgage advice tailored to buying, remortgaging or investing in Portsmouth.

Trusted mortgage advice

Why choose Everest Mortgages?

Independent, whole-of-market advice from advisers who put you first — every time.

🛡️

Advisers you can trust

We're totally impartial and focused on finding the perfect mortgage to suit you — not the lender.

🔍

We search the market for the best deals

We work with all lenders, big and small, to give you exclusive access to a comprehensive range of mortgage rates.

🗓️

We work to your schedule

We're flexible to fit around you — evenings, weekends, whatever works best for your life.

✨

We take away the hassle

We deal with lenders on your behalf, so everything from paperwork to negotiation is completely stress-free.

🤝

We're supportive and friendly

Our highly experienced advisers make the entire buying process painless by taking all the work off your hands.

John Everest

Qualified Mortgage Adviser & Founder

Book a free consultation with a mortgage expert

John is a CeMAP-qualified, whole-of-market mortgage adviser and Director of Everest Mortgage Services. With over 21 years in financial services, and a track record of 1,000+ mortgages arranged.