Equity release Brighton
Are you over the age of 55 and looking for professional help with equity release in Brighton? At Everest Mortgages we offer help every step of the way with expert advice, a free initial meeting, and a team of equity release specialists. We’re here to help explore your options with confidence.
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Why choose Everest Mortgages?
We are your local equity release specialists in Brighton and the South East, with a reputation built on trust and personalised service. Our friendly team of qualified advisers is here to offer clear, independent advice. We provide a free initial meeting and free consultation to understand your unique circumstances and goals. With access to some of the best deals on the market, and guidance backed by the Equity Release Council, we ensure you receive safe, regulated support. We play a crucial role in helping you decide what’s best for your needs, always without any obligation to proceed.
Types of equity release
Lifetime Mortgages
This is the most popular equity release product. You retain full ownership of your home and receive a loan which doesn’t require monthly repayments, interest can be rolled up and repaid when the property is sold. You can choose between receiving a lump sum, or accessing further funds later. This option is flexible, and you may even opt for regular payments to supplement your income.
Home Reversion Plans
With a home reversion plan, you sell part (or all) of your property in exchange for a lump sum or regular income, yet still live in your home rent free. This option may suit those who don’t mind reducing the value of their estate in exchange for immediate cash. You must be over 60 to qualify.
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Credit assessment
Everest’s experts will assess your finances to understand what deals are right for you.
Understanding the risks
While equity release can be a powerful tool, it’s not right for everyone. Important considerations include:
It may reduce the value of your estate
May affect means tested benefits
Interest can accumulate over time
We strongly recommend speaking with one of our equity release advisers to explore the risks, potential returns, and how it fits with your long-term finances.
Why choose equity release in Brighton?
Brighton, is a popular place for retirees and long-term homeowners. If you’re over 55 and own your property, equity release can offer a tax-free cash injection, ideal for home improvements, retirement funding, or helping your family. Whether you’re mortgage-free or have an outstanding mortgage, our equity release advisers are here to guide you every step of the way.
The process
We aim to make equity release simple and stress-free:
Free initial review: Meet our equity release advisers to discuss your needs.
Personalised illustration: Understand how much you could release.
Advice: Our team provides independent advice tailored to you.
Valuation and legal work: Handled professionally.
Completion: Receive your cash injection.
Our team explains everything in simple terms, helping you fully understand the process, risks, and obligations.
Released equity benefits
Pay for home improvements
Support family with major life expenses
Fund long term care needs
Enjoy travel and retirement dreams
Pay off an outstanding mortgage
Maintain means tested benefits
Since the money is typically tax free cash, you can enjoy the benefits without increasing your income tax obligations.
Ready to release equity from your Home?
Get in touch today for your free initial meeting or free consultation. Complete our simple form and a member of our team will contact you with further information. Choose Everest Mortgages – Brighton’s trusted name in equity release.
Telephone: 01273 007740
Email: info@everest-mortgages.co.uk