Equity release Brighton
Find your perfect mortgage
Whole-of-market advice from a qualified broker — we search every lender to find your best deal.
Posted on Google Kyle McCloreyTrustindex verifies that the original source of the review is Google. As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable. John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer. His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way. I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!Posted on Google james foleyTrustindex verifies that the original source of the review is Google. We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless. Every question I had to ask John he was so quick to get back to you. He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.Posted on Google VictoriaTrustindex verifies that the original source of the review is Google. I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)Posted on Google abanoub alfonseTrustindex verifies that the original source of the review is Google. When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible. From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start. What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble. John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved. In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together. The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support. If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else. Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.Posted on Google valeria raflaTrustindex verifies that the original source of the review is Google. Outstanding Mortgage Broker – Truly Exceptional Service My husband and I cannot recommend John Everest at Everest Mortgage Services highly enough. As first-time buyers, we were told by two other mortgage advisers that getting a mortgage would be virtually impossible due to our circumstances. My husband, Aba, had only been in the UK for five months on a spouse visa, had a very limited UK credit history, and was still building his employment record. We were repeatedly told that lenders would not consider our application. From our very first conversation, John was different. Rather than focusing on the obstacles, he focused on finding solutions. He took the time to understand our situation, explain every stage of the process, and gave us honest, realistic advice from day one. What seemed impossible suddenly felt achievable. In less than four months, John successfully secured our mortgage offer. Throughout the entire journey, he was professional, knowledgeable, responsive, and incredibly reassuring. Every question was answered promptly, every concern was dealt with calmly, and we always felt that he genuinely cared about helping us achieve our goal. What impressed us most was that John didn't just act as a mortgage broker. He became a trusted adviser and mentor throughout the whole process. He guided us on property choices, helped us understand market values, advised on offer strategies, and ensured we didn't make costly mistakes as first-time buyers. His experience and insight were invaluable. Buying a home is often described as one of the most stressful experiences in life, but John made it the complete opposite. It was the most smooth, stress-free, and well-managed process we could have hoped for. We always felt supported, informed, and confident in the decisions we were making. Thanks to John's hard work, dedication, and expertise, my husband and I are now able to purchase our first home together. We genuinely believe this would not have happened without him. If you are a first-time buyer, have a complex case, are a foreign national, or have been told "no" elsewhere, speak to John before giving up. His knowledge, persistence, and commitment to his clients are second to none. Thank you, John. You have helped us achieve a dream we thought was out of reach, and we will always be grateful. 🏡⭐️⭐️⭐️⭐️⭐️ ValeriaPosted on Google Laura BailhamTrustindex verifies that the original source of the review is Google. Extremely helpful, efficient and made it easy to understandPosted on Google TonyTrustindex verifies that the original source of the review is Google. John was amazing, gave him a very difficult and challenging problem to solve. Problems he had to work with included probate, salary, change in career and short time frame. Saved me a small fortune in getting the mortgage I need and at a good rate with what's going on in the world. Thanks very much John, will definitely use you in the future.Posted on Google Raymond smartTrustindex verifies that the original source of the review is Google. Thank you John for making the Mortgage process so seamless, easy and with fast response rate. Communication is top notch . I will definitely be referring you to my friends and family.Posted on Google Natalie HuitsonTrustindex verifies that the original source of the review is Google. John was absolutely incredible in helping us buy our first ever home and find the right mortgage. He truly listened to our anxieties and supported us every step of the way with empathy, professionalism, and genuine care. We couldn’t have asked for a better experience and would wholeheartedly recommend John to anyone.Posted on Google Claire HTrustindex verifies that the original source of the review is Google. John is really helpful, very friendly and knowledgeable. Great working with him.
FCA
regulated
Fully authorised & regulated
by the FCA
100%
independent
Whole-of-market access.
No lender ties
1000+
mortgages arranged
for happy clients
Are you over the age of 55 and looking for professional help with equity release in Brighton? At Everest Mortgages we offer help every step of the way with expert advice, a free initial meeting, and a team of equity release specialists. We’re here to help explore your options with confidence.
Why choose Everest Mortgages?
We are your local equity release specialists in Brighton and the South East, with a reputation built on trust and personalised service. Our friendly team of qualified advisers is here to offer clear, independent advice. We provide a free initial meeting and free consultation to understand your unique circumstances and goals. With access to some of the best deals on the market, and guidance backed by the Equity Release Council, we ensure you receive safe, regulated support. We play a crucial role in helping you decide what’s best for your needs, always without any obligation to proceed.
today
Find out how much you could borrow in minutes. No credit check, no commitment — just clear, honest mortgage advice.
Types of equity release
Lifetime Mortgages
This is the most popular equity release product. You retain full ownership of your home and receive a loan which doesn’t require monthly repayments, interest can be rolled up and repaid when the property is sold. You can choose between receiving a lump sum, or accessing further funds later. This option is flexible, and you may even opt for regular payments to supplement your income.
Home Reversion Plans
With a home reversion plan, you sell part (or all) of your property in exchange for a lump sum or regular income, yet still live in your home rent free. This option may suit those who don’t mind reducing the value of their estate in exchange for immediate cash. You must be over 60 to qualify.
Understanding the risks
While equity release can be a powerful tool, it’s not right for everyone. Important considerations include:
It may reduce the value of your estate
May affect means tested benefits
Interest can accumulate over time
We strongly recommend speaking with one of our equity release advisers to explore the risks, potential returns, and how it fits with your long-term finances.
We search 1000's of mortgage deals across a large number of lenders, including...











Why choose equity release in Brighton?
Brighton, is a popular place for retirees and long-term homeowners. If you’re over 55 and own your property, equity release can offer a tax-free cash injection, ideal for home improvements, retirement funding, or helping your family. Whether you’re mortgage-free or have an outstanding mortgage, our equity release advisers are here to guide you every step of the way.
The process
We aim to make equity release simple and stress-free:
Free initial review: Meet our equity release advisers to discuss your needs.
Personalised illustration: Understand how much you could release.
Advice: Our team provides independent advice tailored to you.
Valuation and legal work: Handled professionally.
Completion: Receive your cash injection.
Our team explains everything in simple terms, helping you fully understand the process, risks, and obligations.
Read our reviews
Posted on Google Kyle McCloreyTrustindex verifies that the original source of the review is Google. As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable. John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer. His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way. I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!Posted on Google james foleyTrustindex verifies that the original source of the review is Google. We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless. Every question I had to ask John he was so quick to get back to you. He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.Posted on Google VictoriaTrustindex verifies that the original source of the review is Google. I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)Posted on Google abanoub alfonseTrustindex verifies that the original source of the review is Google. When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible. From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start. What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble. John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved. In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together. The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support. If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else. Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.Posted on Google valeria raflaTrustindex verifies that the original source of the review is Google. Outstanding Mortgage Broker – Truly Exceptional Service My husband and I cannot recommend John Everest at Everest Mortgage Services highly enough. As first-time buyers, we were told by two other mortgage advisers that getting a mortgage would be virtually impossible due to our circumstances. My husband, Aba, had only been in the UK for five months on a spouse visa, had a very limited UK credit history, and was still building his employment record. We were repeatedly told that lenders would not consider our application. From our very first conversation, John was different. Rather than focusing on the obstacles, he focused on finding solutions. He took the time to understand our situation, explain every stage of the process, and gave us honest, realistic advice from day one. What seemed impossible suddenly felt achievable. In less than four months, John successfully secured our mortgage offer. Throughout the entire journey, he was professional, knowledgeable, responsive, and incredibly reassuring. Every question was answered promptly, every concern was dealt with calmly, and we always felt that he genuinely cared about helping us achieve our goal. What impressed us most was that John didn't just act as a mortgage broker. He became a trusted adviser and mentor throughout the whole process. He guided us on property choices, helped us understand market values, advised on offer strategies, and ensured we didn't make costly mistakes as first-time buyers. His experience and insight were invaluable. Buying a home is often described as one of the most stressful experiences in life, but John made it the complete opposite. It was the most smooth, stress-free, and well-managed process we could have hoped for. We always felt supported, informed, and confident in the decisions we were making. Thanks to John's hard work, dedication, and expertise, my husband and I are now able to purchase our first home together. We genuinely believe this would not have happened without him. If you are a first-time buyer, have a complex case, are a foreign national, or have been told "no" elsewhere, speak to John before giving up. His knowledge, persistence, and commitment to his clients are second to none. Thank you, John. You have helped us achieve a dream we thought was out of reach, and we will always be grateful. 🏡⭐️⭐️⭐️⭐️⭐️ ValeriaPosted on Google Laura BailhamTrustindex verifies that the original source of the review is Google. Extremely helpful, efficient and made it easy to understandPosted on Google TonyTrustindex verifies that the original source of the review is Google. John was amazing, gave him a very difficult and challenging problem to solve. Problems he had to work with included probate, salary, change in career and short time frame. Saved me a small fortune in getting the mortgage I need and at a good rate with what's going on in the world. Thanks very much John, will definitely use you in the future.Posted on Google Raymond smartTrustindex verifies that the original source of the review is Google. Thank you John for making the Mortgage process so seamless, easy and with fast response rate. Communication is top notch . I will definitely be referring you to my friends and family.Posted on Google Natalie HuitsonTrustindex verifies that the original source of the review is Google. John was absolutely incredible in helping us buy our first ever home and find the right mortgage. He truly listened to our anxieties and supported us every step of the way with empathy, professionalism, and genuine care. We couldn’t have asked for a better experience and would wholeheartedly recommend John to anyone.Posted on Google Claire HTrustindex verifies that the original source of the review is Google. John is really helpful, very friendly and knowledgeable. Great working with him.
Released equity benefits
Pay for home improvements
Support family with major life expenses
Fund long term care needs
Enjoy travel and retirement dreams
Pay off an outstanding mortgage
Maintain means tested benefits
Since the money is typically tax free cash, you can enjoy the benefits without increasing your income tax obligations.
Ready to release equity from your Home?
Get in touch today for your free initial meeting or free consultation. Complete our simple form and a member of our team will contact you with further information. Choose Everest Mortgages – Brighton’s trusted name in equity release.
Why choose Everest Mortgages?
Independent, whole-of-market advice from advisers who put you first — every time.
Advisers you can trust
We're totally impartial and focused on finding the perfect mortgage to suit you — not the lender.
We search the market for the best deals
We work with all lenders, big and small, to give you exclusive access to a comprehensive range of mortgage rates.
We work to your schedule
We're flexible to fit around you — evenings, weekends, whatever works best for your life.
We take away the hassle
We deal with lenders on your behalf, so everything from paperwork to negotiation is completely stress-free.
We're supportive and friendly
Our highly experienced advisers make the entire buying process painless by taking all the work off your hands.
Book a free consultation with a mortgage expert
John is a CeMAP-qualified, whole-of-market mortgage adviser and Director of Everest Mortgage Services. With over 21 years in financial services, and a track record of 1,000+ mortgages arranged.
- 15-minute call, no commitment
- Whole-of-market, FCA regulated
- Clarity and confidence in your next move
Find out how much you can borrow
Use our free calculator to get an instant estimate based on your income — no credit check, no commitment.
How much can I borrow?
Your results
Director note: Limited company directors can use dividends or shares on net profits to obtain their affordability.
Enter your details for an accurate range.
Estimated borrowing
Need the maximum loan possible?
Specialist lenders may go higher.
Free consultation
Posted on Google Kyle McCloreyTrustindex verifies that the original source of the review is Google. As a first-time buyer, I couldn’t have asked for a better mortgage broker than John. From our very first conversation, he was incredibly friendly and immediately put me at ease, making what initially felt like a daunting process feel straightforward and manageable. John’s communication was outstanding throughout. No question was ever too big or too small, and he always took the time to explain everything clearly and thoroughly. Thanks to his support, I was able to navigate the entire mortgage process with complete confidence. I never once felt stressed or under pressure, which made such a difference as a first-time buyer. His knowledge and expertise are second to none, and he was able to secure me a fantastic mortgage deal. I genuinely felt that he had my best interests at heart every step of the way. I can’t recommend John highly enough. If you’re looking for someone who is knowledgeable, approachable, and truly dedicated to helping their clients, he’s the person to go to. Thank you, John, for making such an important milestone such a positive experience!Posted on Google james foleyTrustindex verifies that the original source of the review is Google. We’re do I start I’m so glad I got recommended to John. He made getting a mortgage feel so easy and effortless. Every question I had to ask John he was so quick to get back to you. He made you feel like he couldn’t do enough. I can not thank him for making it feel personal like he knew us and wanted the best outcome. He also is one of the nicest person I have ever met. If I was going to recommend anyone it would 100% be John.Posted on Google VictoriaTrustindex verifies that the original source of the review is Google. I am so grateful to have found John! He is an incredible broker and a genuinely lovely person who goes above and beyond. He makes no question seem like a silly question and has made a stressful process as simple as it can be. I would highly recommend John to everyone and can't thank him enough for his help :)Posted on Google abanoub alfonseTrustindex verifies that the original source of the review is Google. When I arrived in the UK, I had only been here for 3 months. I was on a spouse visa, had very little UK employment history, and other mortgage advisers told us that getting a mortgage would be extremely difficult or even impossible. From the first conversation, John gave us confidence. He explained exactly what we needed to do and told us that the most important thing was getting my first few payslips and building my employment record. He had a clear plan from the start. What I liked most was how honest and straightforward he was. He always answered our questions, kept us updated, and made the whole process easy to understand. Nothing ever felt too much trouble. John didn't just help us get a mortgage. He advised us on properties, helped us understand what was a good purchase, guided us on what offer to make, and even helped us find solicitors. It felt like he genuinely cared about helping us buy the right home, not just getting the mortgage approved. In less than 4 months, John achieved what two other mortgage advisers told us was impossible. We now have a mortgage offer and are buying our first home together. The whole experience was smooth, professional and surprisingly stress-free. John was always there when we needed advice and support. If you are a first-time buyer, new to the UK, or have a complicated situation, I highly recommend speaking to John before anyone else. Thank you, John. You have helped us achieve something we never thought would be possible, and we will always be grateful.Posted on Google valeria raflaTrustindex verifies that the original source of the review is Google. Outstanding Mortgage Broker – Truly Exceptional Service My husband and I cannot recommend John Everest at Everest Mortgage Services highly enough. As first-time buyers, we were told by two other mortgage advisers that getting a mortgage would be virtually impossible due to our circumstances. My husband, Aba, had only been in the UK for five months on a spouse visa, had a very limited UK credit history, and was still building his employment record. We were repeatedly told that lenders would not consider our application. From our very first conversation, John was different. Rather than focusing on the obstacles, he focused on finding solutions. He took the time to understand our situation, explain every stage of the process, and gave us honest, realistic advice from day one. What seemed impossible suddenly felt achievable. In less than four months, John successfully secured our mortgage offer. Throughout the entire journey, he was professional, knowledgeable, responsive, and incredibly reassuring. Every question was answered promptly, every concern was dealt with calmly, and we always felt that he genuinely cared about helping us achieve our goal. What impressed us most was that John didn't just act as a mortgage broker. He became a trusted adviser and mentor throughout the whole process. He guided us on property choices, helped us understand market values, advised on offer strategies, and ensured we didn't make costly mistakes as first-time buyers. His experience and insight were invaluable. Buying a home is often described as one of the most stressful experiences in life, but John made it the complete opposite. It was the most smooth, stress-free, and well-managed process we could have hoped for. We always felt supported, informed, and confident in the decisions we were making. Thanks to John's hard work, dedication, and expertise, my husband and I are now able to purchase our first home together. We genuinely believe this would not have happened without him. If you are a first-time buyer, have a complex case, are a foreign national, or have been told "no" elsewhere, speak to John before giving up. His knowledge, persistence, and commitment to his clients are second to none. Thank you, John. You have helped us achieve a dream we thought was out of reach, and we will always be grateful. 🏡⭐️⭐️⭐️⭐️⭐️ ValeriaPosted on Google Laura BailhamTrustindex verifies that the original source of the review is Google. Extremely helpful, efficient and made it easy to understandPosted on Google TonyTrustindex verifies that the original source of the review is Google. John was amazing, gave him a very difficult and challenging problem to solve. Problems he had to work with included probate, salary, change in career and short time frame. Saved me a small fortune in getting the mortgage I need and at a good rate with what's going on in the world. Thanks very much John, will definitely use you in the future.Posted on Google Raymond smartTrustindex verifies that the original source of the review is Google. Thank you John for making the Mortgage process so seamless, easy and with fast response rate. Communication is top notch . I will definitely be referring you to my friends and family.Posted on Google Natalie HuitsonTrustindex verifies that the original source of the review is Google. John was absolutely incredible in helping us buy our first ever home and find the right mortgage. He truly listened to our anxieties and supported us every step of the way with empathy, professionalism, and genuine care. We couldn’t have asked for a better experience and would wholeheartedly recommend John to anyone.Posted on Google Claire HTrustindex verifies that the original source of the review is Google. John is really helpful, very friendly and knowledgeable. Great working with him.
Ready to find your perfect mortgage?
Get in touch today and one of our qualified advisors will be in touch to guide you through your options.
