Independent mortgage broker Folkestone

Mortgage broker Folkestone

Head to the Kent coast and you’ll find Folkestone, a busy town that provides access to the English Channel and key international transport routes. Located close to Hythe, Sandgate, Dover and Ashford, Folkestone boasts a central, yet coastal location. It combines town life by the sea, with impressive rail links to London, making it a popular choice for commuters and families. In fact, you can travel from Folkestone West and Folkestone Central to London St Pancras International in 53 minutes, with slower trains reaching London Bridge in 1 hour and 31 minutes.

At Everest Mortgages, we help you to secure your dream property in Folkestone – whether you’re buying as a homeowner, landlord or as a buy-to-let investor – with tailored mortgage advice. From first time buyer mortgages to self-employed mortgages, we do it all.

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Folkestone’s biggest selling points

Folkestone has a lot going for it, and it’s easy to see why it’s become a popular place for homeowners and investors. This includes professionals who are keen to swap the hustle and bustle of London for somewhere more relaxing, but who still need to commute into work. With easy access to Ashford, Maidstone, London and the rest of Kent, Folkestone’s location is hard to beat. It’s also extremely close to the Channel Tunnel and Port of Dover, with easy links to Europe.

In Folkestone, you’ll find a vibrant Creative Quarter with independent galleries, studios and cafés, and a growing food and drink scene. There’s also seafront walks, beaches and coastal paths, all of which are surrounded by a mix of terraces, seafront apartments and newer developments.

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A look at Folkestone’s property market

House prices in Folkestone are significantly cheaper than places like London, which draws a lot of buyers and investors to the town. Over the last year, house prices in Folkestone had an average of around £325,000 and the majority of properties sold were terraced properties, which fetched an average of £283,000. Flats sold for an average of £222,000 and semi-detached had a larger price tag, with an average of £354,000.

Alongside the buyers who are drawn in by Folkestone’s creative scene, strong transport links and seaside vibe, strong rental demand – particularly from commuters and professionals – has also made the area increasingly appealing to property investors.

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Mortgage advice for buyers and investors in Folkestone

Regardless of whether you’re a buyer, landlord or investor, you don’t have to handle getting a mortgage in Folkestone alone. At Everest Mortgages, we help buyers in Folkestone to secure the ideal:

Remortgages
First time buyer mortgages
Buy-to-let mortgages
Self-employed mortgages
Contractor mortgages
Limited company director mortgages
Bad credit mortgages
Bridging finance

We understand that no two buyers have identical finances, incomes, property goals and deposits, which is why we approach everything on a bespoke basis. It doesn’t matter whether you’re looking to get on the property ladder for the very first time, you’re hoping to buy using a complicated self-employed income, or you’re worried about bad credit holding you back, we’re here to help.