Independent mortgage broker Portsmouth
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Mortgage broker Portsmouth
Located on the south coast of Hampshire, largely based on Portsea Island, Portsmouth is an area that combines both coastal and mainland living. As a busy city, Portsmouth has a wide range of amenities itself, but it’s close proximity to Southsea, Gosport – a journey that takes around 4 minutes via ferry – and Cosham extends that even further. You can also travel from Portsmouth to the Isle of Wight in 45 minutes, docking in Fishbourne. Its position on the coast and island layout make Portsmouth unique from many other cities, and it’s easy to see the appeal.
At Everest Mortgages, we help buyers, homeowners and buy-to-let landlords secure the perfect mortgage in Portsmouth. Whether you’re purchasing your very first home, moving from one area of Portsmouth to another, investing in a rental property or remortgaging, we provide mortgage advice designed around Portsmouth’s property market.
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Portsmouth’s key selling points
By combining coastal living with city convenience, Portsmouth has a lot to offer. This includes a strong naval heritage, popular seafront, universities, shopping, an abundance of dining options and a strong rental demand, from both professionals and students. The city also boasts rail services to London – the journey from Portsmouth to London Waterloo takes around 90 minutes – as well as Southampton, with speedy services taking 33 minutes.
With its naval heritage, growing student population and regeneration projects, the city appeals to first time buyers, families, professionals and landlords, all of which want to take advantage of the impressive range of properties available.
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What to expect from Portsmouth’s property market
Property types vary hugely in Portsmouth, from city centre apartments and converted flats, to traditional terraces and modern developments. This means there’s something for every type of buyer, regardless of whether you’re looking for a large, spacious family home or a small, compact apartment.
Alongside the impressive range of amenities and unique coastal location, buyers and investors are drawn to Portsmouth by the relatively low property prices. Over the last year, house prices in Portsmouth had an average of around £288,000 and this is significantly lower than many other cities, including London and Brighton. This range of property prices spanned from an average of £183,000 for flats to £374,000 for semi-detached homes.
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Bespoke mortgage advice for Portsmouth buyers
With so many different lenders, rates and lending types out there, knowing which mortgage is best for you isn’t always easy. Luckily, that’s where we come in. At Everest Mortgages, we know all there is to know about mortgages in Portsmouth and the uniqueness of the city’s property market, and we use that knowledge to your advantage.
We help buyers in Portsmouth to secure:
- Remortgage deals to reduce monthly payments or release equity
- First time buyer mortgages for starter homes and getting on the property ladder
- Buy-to-let mortgages for student, professional and family rentals
- Self-employed Mortgages for business owners, freelancers and sole traders
- Contractor mortgages for buyers with project-based income
- Limited company mortgages for directors
- Bad credit mortgages with understanding lenders
- Bridging finance for auctions, refurbishments or fast completions
We’re here to provide straightforward, local mortgage advice tailored to buying, remortgaging or investing in Portsmouth.
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