John Everest | Everest Mortgages

What is Remortgaging? (The Basics for Worthing Homeowners)

NewsMarch 19, 202647Views 0Likes 0Comments

If you’re a homeowner in Worthing, you’ve probably heard the term remortgaging, but what does it actually mean? In simple terms, remortgaging is when you switch your mortgage to a new lender or take a new deal with your existing lender. People usually do this to get a better interest rate, release equity from their…

Are Mortgage Rates Going Down in Brighton & Hove?

NewsMarch 16, 202677Views 0Likes 0Comments

Quick Answer Getting a mortgage in Brighton & Hove depends on factors such as income, deposit size, credit history, and lender criteria. Property prices in the area are higher than the UK average, so affordability checks are important. Mortgage options vary widely, and approval is always subject to lender policies, affordability assessments, and individual financial…

The Complete Guide to Remortgaging (2026)

NewsMarch 13, 2026177Views 0Likes 0Comments

Refinancing a property is often viewed merely as a bureaucratic necessity, yet for the savvy homeowner, it represents one of the most powerful financial levers available. As we navigate the economic landscape of March 2026, the importance of active mortgage management has never been more acute. With the Bank of England maintaining a base rate…

Ultimate Guide to the Mortgage Application Process

NewsMarch 13, 2026230Views 0Likes 0Comments

Phase 1: The First-Time Buyer’s Foundation Embarking on the journey of purchasing a home begins with the crucial step of securing a mortgage. If you’re a first-time buyer, getting a mortgage can be daunting; there are many things to consider, and it’s important to be prepared before starting the process. This guide is designed to…

Debt Consolidation Guide & Smart Borrowing in 2026

NewsMarch 13, 2026154Views 0Likes 0Comments

Phase 1: The Foundations of Borrowing Introduction: Navigating the Labyrinth of Finance Navigating the labyrinth of finances can often be a challenging and daunting task, particularly for individuals burdened with multiple debts. Choosing the right type of loan corresponds significantly to successful financial management. With numerous types available—from personal and business loans to various forms…

The Ultimate 2026 Guide to Home Equity, Loans, & Equity Release

NewsMarch 13, 2026149Views 0Likes 0Comments

In the UK’s 2026 economic landscape, your home is more than a place to live; it is likely your most powerful financial asset. As property values have stabilised and the "interest rate shock" of previous years has eased into a new era of stability, homeowners are increasingly looking at the wealth tied up in their…

Self-Employed Mortgage Guide

NewsMarch 13, 2026145Views 0Likes 0Comments

The journey towards homeownership can be as exciting as it is challenging. For freelancers, entrepreneurs, and gig workers, the mortgage process may seem particularly daunting due to unique circumstances such as fluctuating income and complex financial records. At Everest Mortgage Services, our team of expert mortgage advisers is dedicated to assisting self-employed clients in overcoming…

How To Pay Off Your Mortgage Early

NewsMarch 13, 2026143Views 0Likes 0Comments

For most UK households, the mortgage is the single largest monthly outgoing. While a 25 or 30-year term is standard, it doesn't have to be your reality. Whether you are looking to lower your monthly bills today or dreaming of the day you can claim the title of "homeowner" without the asterisk of "mortgagor," there…

The Ultimate Guide to Life Insurance: Protecting Your Family’s Future

NewsMarch 13, 2026260Views 0Likes 0Comments

In This Guide: Introduction Why Life Insurance is Essential Is It Worth It? Assessing Your Need Navigating the Options: Finding Your Ideal Plan Factors That Influence Your Premiums The Value of Expert Guidance The Homeowner’s Safety Net: Mortgage Protection The Application Process: What to Expect Advanced Policy Features: Insurance as a Financial Asset Strategic Comparison:…

Top 10 Garden & Landscaping Firms in Sussex for New Homeowners (2026)

NewsMarch 13, 2026108Views 0Likes 0Comments

According to Post Office Money Survey, investing in professional garden landscaping can deliver one of the highest returns on investment of all home improvements in the UK, with studies showing that well-designed outdoor spaces can increase a property’s value by up to 77 per cent compared with extensions or kitchen upgrades. This highlights a growing trend among…

Top 10 Locksmiths & Home Security Installers in Sussex for 2026

NewsMarch 13, 2026105Views 0Likes 0Comments

Many UK homeowners do not use professional locksmiths even after moving into a new property. According to research by Keytek Locksmiths, 74 % of new homeowners in Great Britain did not change their locks after moving in, which can leave them more vulnerable to break-ins and may affect insurance cover. Professional locksmiths provide 24/7 emergency response,…

Top 10 End of Tenancy Cleaners in Brighton & Sussex for 2026 Moves

NewsMarch 13, 2026105Views 0Likes 0Comments

A large majority of UK renters lose part of their security deposit because of cleaning issues when they move out. According to a recent national survey by SpareRoom, about 63% of UK tenants experienced deposit deductions due to insufficient cleaning, with the average loss around £250 per tenancy, and many renters paying £500 or more.…