Independent mortgage broker Whitstable
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Mortgage broker Whitstable
Whitstable is a seaside town located on the Kent coast, situated close to Canterbury, Herne Bay, Faversham and Tankerton. This makes it popular amongst buyers who want to be close to city amenities, public transport and convenience – and within easy reach of the area’s beautiful beaches – without compromising commuting ease. With its busy high street, beaches, events, creative community and coastal setting, Whitstable has a lot to offer, including being only 1 hour and 21 minutes from London by train.
At Everest Mortgages, we understand the appeal of Whitstable, which is why we go above and beyond to ensure your property buying dreams become reality. Whether you’re buying your first home, moving away from the city, remortgaging or investing as a buy-to-let landlord, we provide mortgage advice that’s tailored to Whitstable.
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What does Whitstable have to offer buyers?
When you look at what Whitstable has to offer, it’s easy to see why it’s a town that’s popular with commuters, families and second-home buyers. It offers a unique coastal lifestyle with independent shops, cafés and restaurants, an impressive seafood scene, beaches, coastal walks and community events, such as the Whitstable Oyster Festival. Whitstable’s balance of coastal charm, culture and connectivity makes the town a highly desirable place to live.
It’s become increasingly popular with buyers looking for a lifestyle move, while still being within commuting distance of London. From Whitstable, London Bridge is only 1 hour and 21 minutes away, and London Victoria is only 1 hour and 31 minutes away. In the other direction, Herne Bay is a 7 minute train ride away and regular buses run to Canterbury, making it easy to explore other parts of Kent.
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What to expect from Whitstable’s property market
House prices in Whitstable reflect the location, amenities, speedy transport links into London and proximity to the coast. Over the last year, houses in Whitstable sold for an average of around £423,000 and this is in line with many other nearby towns. The majority of the properties sold were detached, which sold for an average of £565,000. Flats and semi-detached properties had lower averages, fetching £220,000 and £385,000 respectively.
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Tailored mortgage advice for Whitstable buyers
When it comes to mortgages, there’s a lot to get your head around. There’s a whole host of lenders, terms and rates, and not all mortgages are going to be what you’re looking for. That’s why our mortgage brokers step in and help. We tailor all of our mortgage advice to Whitstable, always keeping the property market and your requirements in mind. We then help buyers to secure:
- First time buyer mortgages
- Remortgages
- Buy-to-let mortgages
- Self-employed mortgages
- Contractor mortgages
- Limited company director mortgages
- Bad credit mortgages
- Bridging finance
It doesn’t matter if you’re buying your very first property, remortgaging your family home or investing in Whitstable’s property market, we’ll guide you through your options with advice that’s tailored to your circumstances, finances and the local property market.
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Why choose Everest Mortgages?
Independent, whole-of-market advice from advisers who put you first — every time.
Advisers you can trust
We're totally impartial and focused on finding the perfect mortgage to suit you — not the lender.
We search the market for the best deals
We work with all lenders, big and small, to give you exclusive access to a comprehensive range of mortgage rates.
We work to your schedule
We're flexible to fit around you — evenings, weekends, whatever works best for your life.
We take away the hassle
We deal with lenders on your behalf, so everything from paperwork to negotiation is completely stress-free.
We're supportive and friendly
Our highly experienced advisers make the entire buying process painless by taking all the work off your hands.
John Everest
Qualified Mortgage Adviser & Founder
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John is a CeMAP-qualified, whole-of-market mortgage adviser and Director of Everest Mortgage Services. With over 21 years in financial services, and a track record of 1,000+ mortgages arranged.
- 15-minute call, no commitment
- Whole-of-market, FCA regulated
- Clarity and confidence in your next move
14+
Years experience
1,000+
Mortgages arranged
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